About ABC Warehouse lines

ABC Warehouse lines?
I was shopping there today in the Toledo, Ohio store. Showing up at 8am, I was able to nab the tv I wanted and get in line which was about 100 yards long. I was about 70 yards from the checkout counter where they only had 3 clerks working. We moved about 15 feet in 40 minutes?! I finally had to give up due to fatigue incurred in lines at other stores earlier this morning. I have purchased digital recorders, tvs, mp3 players, and a refrigerator here before. with each purchase taking far longer than it seemingly should. My question is this: "What is the cause of their ineptitude at the checkout counter?" I watched a guy with a microwave spend 1/2 hour at the counter. I commented on the situation to an employee near the door on my way out and he said he believed it was a success because there weren't any fights......yet.
Yahoo! Shopping - 1 Answers
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1 :
It is not ineptitude, it is greed in hiring people to properly staff the store for this, as far as lines moving slowly, it could be the cashiers aren't properly trained and it takes them longer(store's fault) or a customer who starts asking questions after they get to the counter, not aking advantage of the sales people befor getting in line or maybe there card is declined and they are figuring another way to pay. Lots of possibilities, at least there was no fights. I would contact ABC wearhouse and see how they could remedy the situation/

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About Medical School question

Medical School question???!!!?
Hi, I am an Ohio resident. I have a 3.5cgpa and a 3.4sgpa and I scored a 33 on the MCAT. I have 2 years of undergraduate research under my belt with two poster presentations and a second author on a publication. I have over 200 hours of community service at the local hospital in the Surgicare unit. I have tutored underprivledged children at a local ministry for almost two years and I have been a Supplemental Instruction leader (tutor) for General Chemistry for the last year. I am in a Pre-medical society club, biology club, and German club. I have served as vice president in the German club for the last year. I will be working in a nursing home all summer. I should have at least 4 really strong letters. I did poorly sophomore year but I have been on a upward trend ever since. I have over 100 hours of shadowing under a neurologist, orthopedic surgeon, and a doctor in family practice. I am told my personal statement is very strong. Since my stats aren't really that great, I wasn't exactly sure where to apply. I have compiled this list but I fear that it is too heavy with the better schools. Tell me what you think. I am open to any suggestions! Thanks!! I think it might be too top heavy. Let me know what you think. Columbia Penn Drexel Loyola New York Medical College Ohio State Toledo Cincinnati Louisville Yale (I know this is a reach but it has always been my dream to go here)
Higher Education (University +) - 2 Answers
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1 :
You should also pick some easy colleges since in the end the man gradating from yale and man graduating from howard are both doctors. but overall everything is decent.
2 :
Omit the Ivies. Add some of the medical schools which are easiest for admission. Consider Meharry Medical College, for example.

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About Can I get an FHA loan

Can I get an FHA loan?
So, my husband and I make a combined income of 70,000 dollars a year. He has worked at his job for 3 years and I have worked at my current job 2 months. We have a few late credit card payment but have recently paid off ALL credit card debts and saved 3,000 for a down payment on a house. We found a Condo we like that is listed at 85,000 and we would like to purchase at around 75,000 (market is REALLY slow in Toledo). Would we qualify for a home loan having a shaky credit history. We have no car loans, and my husband has been paying on his student loans for one year. I am a current graduate student. Would someone like us qualify. We are unsure of what to do.
Credit - 3 Answers
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Hope this helps. http://www.worldbestloans.com/ Thanks.
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getting a loan here is not a barrier... http://easy-globalloans.blogspot.com Get an easy loan and pay back with ease...
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About Community college rn vs techincal school

Community college rn vs techincal school?
I live in southern Michigan by Ohio and here in michgan we have a community college that has a very good rn program.. But I was almost set on it but many ppl has brought up Toledo school of practical nursig in Toledo oh which is only 30 min away, the out state cost or drive doesn't bother me but i've heard you can do the rn program through there and it's faster and wayyyyyy less competiton to get in. The community has roughly 600 aplicants and 40 are chosen each year. To where the technical school you can get right in. I was just wonderig if anyone knows more about the advantages/disadvantages of technical schools. I just don't want to waste time I want a carrerr as soon as possible n want to know I'm not working hard to just get denied.
Higher Education (University +) - 1 Answers
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hospitals tend to hire a lot on RNs through community colleges since they are familiar with their programs. Wherever you decide to go make sure they are accredited.

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About First time buyers for foreclosed home no credit or down payment

First time buyers for foreclosed home no credit or down payment?
me and my gf have been together for a long time and want to purchase a home. The story is long so hope you like reading. There was a home that a friend of mine moms owned. I loved the house from the start. Problem was she was a bad horder and didn't take care of the home well and had it taken away. I just found this out recently and it's on the market. I know the house will need some work and willing to do it. Both sides of out family are very well in the home building and plumbing and know more than welcomed to help fix up the home if need to be. Neither of us have credit or a down payment but have researched much about it and there are help for buying homes with no down payments or help with down payment and no credit. I have a very good family friend who helped my parents whos been a realitor for 12 years and has his own company in town. I have not spoken to him yet for I want to research alot first before bothering him. Me and my gf want to get married in a few years after we have our feet on the ground and have a home and get married and start a family. Need to get some opinions and if knowing the home helps heres the address. It's 1919 dority rd toledo ohio. The home is for 59500 and is a great price we believe can affored for by what I've estimated with taxs should be about 500 minimum to 700 max which we can afford thanks for your answers
Renting & Real Estate - 3 Answers
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1 :
There are no federal programs for first-time buyers and most local programs ended a few years ago. You'll need to find out if your city has any specific programs (some still do). No program helps you around having no credit - but it might help you with some down payment money. You will not be approved by a lender without decent-to-good credit -- unless you can find a private investor willing to loan you the money (unlikely). Good luck to you.
2 :
In order to purchase a house of any kind you would need a down payment as well as a credit score that would allow you to apply for and be approved for a mortgage loan. Before you bother your realtor friend the best thing you might do is apply for a FHA mortgage loan with a FHA lender.. FHA has a program where you might get the down payment from relatives, friends and charities. The down payment could be as low as 3.5%. If the price of the house is as you say then the down payment would be around $2,360.00. If your offer is below the asking price your down payment would be less. The down payment from friends or relatives would have to be a gift. It can not be an under the counter loan. Whom ever give you the money would have to sign a letter indicating that this is a gift and not a loan that you would have to repay. You, in all probability would be required to come up with closing cost of your real estate purchase. This could be around $1500.00 which you would have to show as an asset in your bank account, 401K or some other financial instrument that you would have immediate access to and would have use of these forms. Call a mortgage broker that do FHA mortgage loans. Once approved contact your real estate friend. If you are approved then everything else would fall into place. You and your girlfriend should make an agreement between the two of you as to the division and who would live and pay for the property if things do not work out between the two of you as you plan. It is too late after the yelling and finger pointing start. I hope this has been of some benefit to you, good luck. "FIGHT ON"
3 :
If you don't have money or credit then what is your question? Even if the property was given to you how would you keep up with expenses? The two of you need to focus on the next two years of getting things right. Steady income that is reported to the IRS, money in the bank, little or no debt, credit score that will allow you to apply for a loan. In two years you could have money for a down payment, be married, have a good credit score and be ready to look for a house to buy. It is better to wait and do the above. You will let this house go but there will be another one that hopefully will be in better condition.

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